In an ho 3 policy what type of coverage applies to the dwelling coverage a - Texas All-Lines Adjuster Exam Prep

Question

In an HO-3 policy, what type of coverage applies to the dwelling (Coverage A)?

Answers
  1. correct
Explanation
Explanation
Correct Answer: B) Open Perils (All-Risk)
The HO-3 Special Form provides Open Perils coverage on the dwelling, meaning all causes of loss are covered except those specifically excluded.

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