According to general principles of employer liability and workers compensation - PHRi Prep

Question

According to general principles of employer liability and workers' compensation, which of the following injuries are typically considered "work-related"? (Select TWO.)

Answers
  1. correct
  2. correct
Explanation
Explanation
The Correct Answers are: A. A warehouse worker strains their back while improperly lifting a box, contrary to safety training.
D. A delivery driver breaks an arm in a car accident while making a customer delivery.

In general, workers' compensation covers injuries that occur as a direct result of job-related activities. The warehouse worker’s injury is considered work-related because it occurred while performing tasks associated with the job, even if the injury was caused by improper lifting. Similarly, the delivery driver's injury is work-related because it occurred during the course of their job duties—delivering goods to a customer.

Why the other options are incorrect:
  • B. An accountant sprains an ankle while using the company gym after regular work hours.
    Injuries occurring outside of work hours, unless specifically related to work functions, are not typically covered by workers' compensation. The injury occurred during personal activity, not work duties.
  • C. An employee is injured by a cyclist while walking on the public sidewalk to the office entrance.
    Injuries occurring while walking to or from the office, outside of official work duties, are usually not covered under workers' compensation. This is outside the scope of work-related activities.
  • E. A contracted cleaner slips and falls in the employee shower room while cleaning.
    If the cleaner is an independent contractor, they may not be covered under the company’s workers’ compensation. Employees may be, but contractors generally have different coverage.

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